Okay y'all, I'm in a real pickle and could use some guidance. Long story short, I took a bad fall at the warehouse I work at here in Denver, Colorado. Ended up with a fractured wrist and some nasty bruises down my side. The doc says it's a distal radius fracture and I'll be out of commission for at least six weeks.
Can they just deny my claim?
Now, I filed for work comp right away, but I got word that my employer is challenging the claim, saying the injury might not be work-related. How's that work when I fell right there on the warehouse floor? It's like they're saying I did it on purpose or it happened outside of work. Got me worried about how I'm gonna pay my bills and medical expenses.
- What reasons can an employer give to deny a work comp claim in Colorado?
- How do I prove my injury is legit and happened on the job?
What if they fire me for this?
I’ve also heard stories about folks getting the boot after filing a claim. That can’t be legal, right? I’ve been with them for over four years, and this is the first time I’ve needed help. I can’t lose my job over this; I’ve got a family to support.
- Is it legal for an employer in Denver to fire someone for filing a work comp claim?
- What protection do I have against wrongful termination after an injury?
How to deal with the insurance adjusters?
The insurance company already started calling, asking a ton of questions and even wanting statements. I’m no lawyer, but this feels like they’re trying to trip me up or something. I need to know the smart way to handle them without screwing up my claim.
- Should I give a recorded statement to the insurance adjuster?
- What information am I required to give the insurance company?
If anyone's been through something similar around here, I’d love to hear how you handled it. Gotta arm myself with all the info I can before things get any messier. Cheers!
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