Older people are well aware that they are an easy target for various frauds, although some of them do not realize it. In addition to children and disabled people, seniors, too, are often victims of financial fraud and are often easily lured into the networks of manipulators that stop at nothing. Even a young person may become a victim of dishonest practices, let alone a senior or a retired person. We run a free Legal Advice Center for seniors, where you can post any legal query (in compliance with the rules) related to the laws of any state of the USA. In the event of an urgent problem, free legal assistance (hotline) may be used in the area of your residence. These assistance programs are usually available in every US state and their basic counseling services are provided free of charge. Note: based on a phone call with an operator of such a legal clinic, a paid appointment with a consultant or a lawyer may be recommended to you. If you want to be sure that you, as a senior, will not pay for legal assistance, use the services of one of the consulting websites or our free services – you can post your question right now!
What should you watch out for?
This concerns not only seniors and insecure citizens. Potential risks may lie in buying gifts and gift vouchers using credit cards in shops, but also online payments made through the Internet can be a risk. Understandably, this problem culminates during the holiday season, especially around Christmas time. The best one can do is to avoid these transactions and the risks involved. If you think that there has been a breach of customer (civil) rights that may result in legal issues, then it is time to do something about it. There are projects such as "Smart Money Advice", "Free Advice Centers for Immigrants", "Consumer Law Project for Elders (CLPE)" and other institutions that are ready to assist both seniors and all citizens who are in a debt trap and are not able to manage the situation on their own.