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Location: Florida, Miami  |  Law type: financial services Commented 5x

Senior Citizen Awareness: Understanding the Risk of Fraud

Senior citizens, due to their vulnerability, are often easy targets for various forms of fraud. Some may not realize the extent of the risks they face. Along with children and the disabled, seniors are frequently victims of financial exploitation, often getting ensnared by manipulators who exploit their trust. It's a grim reality that anyone, including the young, can fall prey to dishonest practices, let alone older adults and retirees.

You can ask a legal question for free here

To counteract this issue, we offer a free Legal Advice Center for seniors, where they can raise any legal query (in compliance with our guidelines) related to the laws of any US state.

Accessing Free Legal Assistance and Advice

In cases of urgent legal concerns, you can turn to free legal assistance (hotline) programs in your residential area. These services are usually available across all US states, with their basic counseling services provided free of charge. However, please be advised that based on a phone consultation, you might be recommended to book a paid appointment with a consultant or lawyer.

For assured free legal guidance as a senior, consider using the services of consulting websites or our free services - feel free to post your question right now!

What Should You Be Wary Of?

The potential risks are not confined to senior citizens and vulnerable individuals. The act of buying gifts and gift vouchers using credit cards in stores, as well as online payments through the internet, carries inherent risks. The problem typically peaks during the holiday season, especially around Christmas time.

The safest course of action is to avoid transactions that could be risky. If you suspect a breach of customer (civil) rights that may lead to legal complications, it's time to take action.

Leveraging Legal Support

Projects such as "Smart Money Advice", "Free Advice Centers for Immigrants", "Consumer Law Project for Elders (CLPE)", among others, are ready to assist seniors and all citizens trapped in debt and unable to handle the situation independently.

Remember, there's always help at hand. Don't let your age or situation leave you susceptible to legal issues. Be aware, be informed, and don't hesitate to seek legal advice.

Latest reviews & rating
Last answer by Debbie Goldman (review)  |  Written  3 years 4 months ago
Written by Joyce spivak (review) Fri, 06/21/2019 - 11:09 looking for someone to write out a will for us in the Rockwall, Texas area…
Last answer by James Roan (review)  |  Written  3 years 10 months ago
Written by Joyce spivak (review) Fri, 06/21/2019 - 11:09 looking for someone to write out a will for us in the Rockwall, Texas area…

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Comments: answer this question

"Free legal assistance for seniors!"

financial services Florida Miami

Written by Joyce spivak (review)
Fri, 06/21/2019 - 11:09

looking for someone to write out a will for us in the Rockwall, Texas area.

Written by karen m timm (review)
Mon, 08/05/2019 - 07:37

Hi I'm trying to find a lawyer to do my 78 year old Dad's will, POA, and trust. I need one that not going to cost him so much. I'm sure he wont quality for the free needy programs. We live in Alpena, Michigan. I did a Suze Orman one for him and had it notorized but not sure if i completely 100% trust it?? I would hate for it not to be legal. I thank you very much

Written by Vicki Benge (review)
Sun, 05/03/2020 - 14:14
Written by James Roan (review)
Tue, 06/30/2020 - 18:57

bought online 2 mattresses, 2 platform frames with padded head boards, 2 matress pads and 4 pillows and 2 complete sets of sheets ! i have received one mattress and one platform frame with padded head board and one set of sheets ,2 pillows and 1 mattress protector and numerous invoices online claiming i was sent 2 ! i have paid in full online and have since had to go to the extra expense of purchasing another mattress and platform frame with padded headboard ! i have sent email after email about this and i don't seem to be getting thru ! what would a professional letter from an attorney accomplish.,if anything and what would that cost me ? Thanks , James Roan


Hello James, please create your own question.

Written by Debbie Goldman (review)
Mon, 01/04/2021 - 15:14

In Forth Worth area, Tarrant County, Texas

My husband and my Social Security amounts to $2820 per month. My husband has dementia and has been placed a Memory Care home (4 months ago).

The Home gets his full net Social security, $1660. And I have to continue to pay life insurance on him, per agreement with the home, in the amount of $452.46 per month. That leaves me $708 to live on. I have no other income. Very little savings and no house or car.  

I still have to pay his prescription co-pays, about $45 per month, and my doctors and meds, about $75 per month. Now, I'm down to $588 per month. 

I have a credit card with Bank of America, Visa, with a balance of $8,770. I had been paying it down from $17K, due to having foundation repair on our former home damaged by an earthquake. I negotiated with them a year or so ago and closed the account with the agreement that they would only charge me 2% interest, and that my payments would be $210 per month. I can no longer make that payment (next is due January 10, 2021). 

Can you help me get released from this debt?

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