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If I owe the IRS back taxes for both Indiana and Kentucky, will I need TWO lawyers to help me?

Received 2nd letter from IRS for Ky state tax. Lost husband 2014. He handled ALL financial matters. Always filed extension. I finished installment for 2014 with the life ins money. I filed extensions in 2016/17. After that, just gave up. Did not know how to file. One person kept documents for 6 months. No help. Gave them back. Next CPA wanted 100 hr. Did not have. Failed to file for federal since 2018. I kept past returns and receipts in cardboard box in closet. (in Horse Cave Ky at that time. All destroyed by water damage. Impossible to file if I cannot prove my expenses!!! I am self-employed artist for monument company in Dale IN. (etchings on black granite) I have no assets. Live with daughter and/or boyfriend in Indiana. I am 65. I receive SSI. I keep income below 18,000.00 a year. Do I get a tax advocate? An attorney? Go for amnesty? Installment agreement? I have no clue. HELP!!!

Thank you, Dinah Schum




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