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Unresolved Lien Issue After Bill Settlement in 2008

This legal question related to collection law attorneys in PortlandConnecticut has been answered.

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Location: Portland  |  Law type: collection law attorneys
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why didnt susan szwed finish after we paid the bill take it of by dischargeing it back in 2008 melvin gray 618899093 we need it like months ago please

cross country bank  susan put lien on melvin gray we paid the bill 2008 now we need it finished for all that we get is paid in full this has really been hard on my wife 66 twice canceer please case number and discharge paper 6832 

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Legal Solution

The response provided below is specific to collection law attorneys in the jurisdiction of Portland. If the response is inadequate, please submit a detailed inquiry.

Unresolved Lien Issue After Bill Settlement in 2008

Based on your description, it appears you have an outstanding lien that was supposedly resolved back in 2008 after a payment to Susan Szwed regarding an issue with Cross Country Bank. It's understandable that such a prolonged resolution can cause significant distress, especially given your wife's health circumstances.

Relevant Statutes and Resources

Potential Solutions

  1. Contact Susan Szwed or Her Legal Office Directly: Before taking any legal action, it's crucial to communicate with the person or entity that placed the lien. Provide them with proof of payment from 2008 and ask for the lien's discharge documentation.

  2. Review Your Personal Records: Ensure you have kept any paperwork, receipts, or bank statements that demonstrate your payment in 2008. This will be pivotal in proving your case.

  3. Hire Legal Counsel: If direct communication doesn't lead to resolution, consider hiring a local attorney specializing in collection law to assist you. They can guide you through the legal process and work towards a resolution. Find the right lawyer for your case.

Average Legal Fees in Portland

Service Average Cost
Initial Consultation (1 hour) $250
Filing for Lien Release $500 - $700
Comprehensive Legal Representation (per hour) $300 - $500
Mediation Services (per session) $350
Court Filing and Other Miscellaneous Charges $100 - $200

Note: These prices are average estimates and can vary based on the complexity of the case and the attorney's experience.

Clarifications and Next Steps

It would be beneficial to gather more specifics about the case to assist you better. By providing more detailed information, we can offer more tailored advice.

Act now to protect your rights and resolve this matter as swiftly as possible.

Questions for You

  1. Proof of Payment: Do you have a copy of the payment receipt or bank statement from 2008?
  2. Previous Correspondence: Have you recently contacted Susan Szwed or her legal office about this issue? If so, what was their response?
  3. Current Impact: How is this unresolved lien currently affecting you? (e.g., is it preventing you from selling property, affecting your credit score, etc.?)

What is a lien, and how does it affect me?

A lien is a legal claim or a "hold" on some type of property, whether personal or real property, making it collateral against money or services owed to another person or entity. It can prevent you from selling the property or using it as collateral for a loan.

How can I prove that I've already paid the debt related to a lien?

You can provide copies of bank statements, receipts, or any other documentary evidence showing the payment. Written communication acknowledging the payment from the creditor can also be beneficial.

How long does a lien last in Oregon?

In Oregon, most liens have a validity of up to 10 years if not renewed. However, it's essential to consult the specific statutes or an attorney for precise information.

Can I sell my property with a lien on it?

While it's possible to sell property with a lien on it, the lien will need to be paid off at the time of sale. Most buyers will want a clear title, meaning they'll want the lien resolved before purchasing.

What happens if I ignore a lien?

Ignoring a lien can lead to more significant legal problems, including foreclosure if it's a property lien. It can also negatively impact your credit score and make it challenging to get loans or other financial services.

For more information or to compare lawyers in your area, utilize online resources or consult with local legal experts.

Disclaimer

This content is for informational purposes only and does not establish an attorney-client relationship. It's always recommended to consult with a local attorney about your specific situation.

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Legal question "Unresolved Lien Issue After Bill Settlement in 2008" has been changed 1 year 6 months ago. Demonstrate your legal skills and willingness to help and answer right now! Issue is related to the location of Portland & area of law: collection law attorneys.
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