Hello. I became involved in a traffic accident. I am not sure whether I am guilty or participant! Will my premium (insurance) increase? In both cases? Btw.: How does car insurance companies calculate car accident settlements? What are average settlement factors for damaged vehicles and injuries of involved? How are policy limits influencing settlement for pain and suffering?
When should you seek a personal injury lawyer? Car accident attorney will be needed in the event of traffic accidents that lead to serious injuries or long-term medical treatment of those involved. Choosing an experienced attorney will help increase the chances that you get the compensation that you deserve. By hiring a personal injury lawyer to represent you immediately after a car accident, you will have a professional working for you – one who is very knowledgeable about the specific field of law and procedural rules that may significantly affect your case.
An indicator of the skills of a particular injury lawyer is the fact how many lawsuits he/she has won as well as careful pre-court preparation and possibly also the process of negotiation with the counterparty. In the case of car accidents where there are problems related to limits for car insurance, lawyers may threaten to file a suit. However, in most cases, an out-of-court settlement can be reached between the parties. Why should you hire a car accident attorney? Underestimating such a decision may result in considerable financial loss, especially in the event that you or the other party (the participant of the accident) have inadequate insurance coverage and the insurance company thus does not pay the claim.