I purchased a house a year ago and I was just served with a foreclosure summons for two mortgage liens that my title company missed. The total of those liens exceed my title policy amount so my title insurance decided to payoff my mortgage (up-to-date) and have the foreclosing bank take my house from me. I am taking a big financial loss here as no one will reimburse me for my closing costs/down payment/improvements and equity i've build. This seems like a nightmare to me. I thought the title company would protect me even if the liens exceed my policy limits as this is their error. Please help.