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Northern Boulevard Hit and Run Help Needed

This legal question related to Automobile accident attorneys in New YorkNew York has been answered.


I had a hit-and-run on Northern Boulevard; what do I do now about insurance?

Last Saturday, around 11:30 PM, I was driving on Northern Boulevard in Queens when a red sedan, going way over the speed limit, side-swiped my car's right side and just sped off. I couldn't catch the license plate. I pulled over immediately and called the police, and they took a report. I have partial insurance but not sure how the hit-and-run affects my claims. I've heard that claiming insurance after a hit-and-run can be tricky. What's the process? What kind of challenges can I expect? Also, should I consider hiring a lawyer? If so, what type of lawyer should I look for? How can I compare lawyers in my area to ensure I get the best advice, and how much will it potentially cost me?

Commonly posted questions...

A close-up, vibrant and positive image reflecting the theme of insurance and legal advice in an accident scenario. The image should depict a professional setting, perhaps a comforting and reassuring environment of a legal or insurance office. There should be elements symbolizing protection and support, like a shield or a safety net, incorporated subtly in the decor, emphasizing the theme of security and assistance in legal matters. The colors should be realistic yet leaning towards a warm and inviting palet Is it normal for insurance to deny coverage for a hit-and-run in Atlanta?
6 months 3 weeks ago, Automobile accident attorneys, Atlanta

Legal Solution

The response provided below is specific to Automobile accident attorneys in the jurisdiction of New York. If the response is inadequate, please submit a detailed inquiry.

Hit-and-Run Incidents on Northern Boulevard

The act of hitting a vehicle and fleeing the scene, commonly referred to as a hit-and-run, can be distressing for victims. Given that you were on Northern Boulevard, a busy thoroughfare in Queens, it's crucial to follow the right procedures to ensure you're covered, especially considering the potential complexities surrounding insurance claims in such incidents.

Relevant Statutes and Links:

  • New York Vehicle and Traffic Law § 600 – Leaving scene of an incident without reporting
  • New York Insurance Law § 5102 – Definition of serious injury
  • New York Department of Financial Services – Homepage

Potential Solutions:

When faced with a hit-and-run scenario in Queens, consider the following steps:

  1. Immediate Reporting: Always report the incident to the police as you did. This is crucial for insurance claims.
  2. Document the Scene: Take photos and note any potential witnesses.
  3. Contact Your Insurance: Report the accident to your insurance company and discuss the process for an uninsured motorist claim, considering it's a hit-and-run.
  4. Legal Assistance: Given the complexities, it might be beneficial to find the right lawyer specializing in auto accidents.

Average Legal Fees in Queens:

Service Average Cost ($)
Consultation 150
Handling Insurance Claims 1,250
Pursuing Legal Action (if necessary) 5,370

Please note that these prices are averages and can vary based on the lawyer's experience and the specifics of your case.

Clarifications and Further Actions:

To better help you navigate this issue, could you provide more specifics on your insurance policy, especially concerning coverage for uninsured motorists? Also, while it may feel overwhelming, seeking legal help can be crucial. Don't hesitate to ask a free legal question or get in touch with experienced lawyers.

Answer These to Help Us Assist You Better:

  • Did you note any specific details about the other car or its driver?
  • Were there any traffic cameras nearby that might have captured the incident?
  • Do you have any witnesses who can provide a statement about the accident?

Q1: What if I didn’t file a police report immediately after the accident?

It's always recommended to file a police report immediately. However, if you didn't, try to file it as soon as possible, although this might complicate the insurance claims process.

Q2: Will my insurance rates go up after reporting a hit-and-run?

In many cases, your rates shouldn't increase after a hit-and-run claim, especially if you're not at fault. However, it's best to consult your policy or insurance agent.

Q3: How long do I have to report a hit-and-run to my insurance company?

It varies by policy, but it's always best to report as soon as possible, preferably within 24 hours.

Q4: Can I sue the responsible party if they're eventually found?

Yes, with the help of an auto accident lawyer, you can pursue damages beyond your insurance claim.

Q5: What if I only have liability insurance?

Liability insurance typically doesn't cover hit-and-run damages to your vehicle. You'd need uninsured motorist coverage for that.

Impact on Car Insurance Rates:

Insurance Company Average Rate Before Incident ($) Average Rate After Incident ($) Percentage Increase (%)
Geico 1,200 1,370 14.2%
State Farm 1,320 1,450 9.8%
Progressive 1,275 1,460 14.5%
Allstate 1,400 1,620 15.7%

Note: These are average rates, and the actual rate can vary based on multiple factors like driving history, vehicle type, etc. Given the percentages, Progressive and Allstate tend to have higher increases after such incidents. It might be worth considering Geico or State Farm if seeking a change, but it's always best to compare and decide based on individual needs.


This content is for informational purposes only and does not establish an attorney-client relationship. It's always recommended to consult with a local attorney about your specific situation.

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Legal question "Northern Boulevard Hit and Run Help Needed" has been changed 8 months 3 weeks ago. Demonstrate your legal skills and willingness to help and answer right now! Issue is related to the location of New York & area of law: Automobile accident attorneys.
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Seeking the counsel of a personal injury attorney is paramount after vehicular accidents resulting in substantial injuries or necessitating long-term medical care. Engaging an adept attorney amplifies your likelihood of securing rightful compensation. Retaining a personal injury attorney immediately post-accident ensures you have an expert advocating for you - someone well-versed in the nuanced legal landscape and critical procedural rules that could profoundly influence your claim.

A lawyer's proficiency in this domain can often be gauged by their litigation success rate, meticulous pre-trial preparation, and adept negotiation prowess with opposing parties. While certain car accident scenarios may entail complexities around insurance coverage limits, seasoned attorneys might use the potential of litigation as leverage. Yet, more often than not, a skilled attorney can broker a settlement without resorting to court. Why engage a car accident attorney? Overlooking this crucial step could culminate in significant financial setbacks, particularly if either party involved in the accident lacks adequate insurance coverage, resulting in the insurance company disputing or denying the claim.

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