My name is Kathleen (Kathy) Worth and I wanted to give you a little background about me and my situation to give you a better understanding of the assistance I am requesting.
My husband and I became Florida state registered trainee residential real estate appraisers back in 2003, becoming state certified appraisers in 2006. My license number was RD5904. We ran a thriving appraisal business in the Fort Myers area, writing thousands of appraisals from 2003-2008. I also supervised up to four trainee appraisers myself while successfully managing our appraisal office as well. After the housing crash of ’08, we moved out of state, back up north, and in 2010 allowed our licenses to lapse because we didn’t anticipate appraising again. After several harsh winters, we moved back to Florida a couple of years ago and I recently decided to return to the field. However, because of the time lapse (F.A.C. 61J1-4.007 (4)), it was necessary for me to begin the whole licensing process anew, which required 103 hours of course study, which I have recently completed. It is my intention to request a waiver from the aforementioned statute and ask that I be allowed to become state-certified, rather than having to become a registered trainee appraiser again. If this waiver request seems unobtainable or impossible, it would then be my second choice to request a waiver from having a supervising appraiser personally inspect each appraised property with me for an entire year, as stated in 61J1-4.010 (c)). Of note, also in this statute, e) infers that such situations wherein a supervisory appraiser does not have to inspect with the trainee but still accept full responsibility for the appraisal do exist.
I have contacted several local appraisal businesses for employment purposes and have received offers, should I become certified again. Unfortunately, supervising appraisers are currently only allowed three trainee appraisers and, as previous mentioned, are required to be in the field with them on each inspection for the first year. Because of this ruling, supervising appraisers are hesitant to bring on more trainees. This is obviously causing a hardship for me. Currently, I work from home as a transcriptionist and prior to that had a remote position as well. My husband, after a number of failed back surgeries, is deemed 100% disabled, so I will be the sole earner in the family and working from home is necessary because of his disability and limitations.
If you feel that you could successfully aid me in my waiver request, that my circumstances would violate the principles of fairness and would impose a substantial hardship on me, I would be happy to discuss this matter with you in further detail.